Business Insurance in El Paso, TX
Business insurance can help your company reduce financial stress from various risks that can disrupt operations or impact its financial stability. Policies can include multiple insurance types tailored to your specific needs.
Common Risks Faced by Small Businesses
Texas businesses commonly face risks such as property damage, fires or storms, theft of inventory or equipment, liability claims and losses caused by cyberattacks or data breaches. Some may also face employee injuries or legal disputes. Business insurance may provide financial support and help your business recover quickly after such events.
Essential Coverage for Texas Businesses
Licona Insurance Group offers a range of insurance solutions tailored to businesses in El Paso, TX, including the following:
- General liability insurance may help with third-party claims of bodily injury, property damage or personal and advertising injury.
- Commercial property insurance may cover physical assets, such as buildings, equipment and inventory, from covered events like fire, theft or vandalism.
- Business owners policies (BOPs) combine general liability and property coverage into one package, often suited for small to mid-sized businesses.
- Workers’ compensation insurance may provide wage and medical benefits to employees who suffer from work-related injuries or illnesses.
- Commercial auto insurance may pay to repair or replace vehicles used for business purposes or assist with liability claims after an accident or other covered event.
- Professional liability insurance may cover claims related to professional services or advice.
- Cyber liability insurance may pay for data recovery, legal fees and other expenses resulting from data breaches, cyberattacks or other technology-related risks.
Get Started
Licona Insurance Group stays current with Texas insurance regulations and local market trends to help your business stay financially secure. Our agents can help review your risks, recommend coverage options and build your custom policies. Contact our team today to learn more.