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Auto Insurance

April 29, 2025
Agency

What Is Accident Forgiveness, and Should You Get It? 

Accident forgiveness is not a standalone policy but an added benefit that may be included in your auto coverage or offered as a purchasable upgrade. Its core purpose is to shield you from a rate increase after your first at-fault accident. Without this feature, even a minor accident could impact your premium for several years, […]
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October 29, 2024
dliconaagency

Here’s Why State Minimum Coverage Is Not Enough

As a responsible vehicle owner, you’re likely aware of the importance of auto insurance and state minimum coverage. These policies can fulfill an essential role as you seek to manage your finances and maintain fiscal stability. Furthermore, they may often be required by law. However, while most states impose legal mandates regarding auto insurance, you […]
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August 29, 2024
dliconaagency

How to File an Auto Insurance Claim in Texas

Understanding how to file a claim and knowing the available coverage options can help you handle the situation smoothly if you are involved in an accident. Filing an Auto Insurance Claim in Texas If you’ve been involved in an accident, follow these steps to file an auto insurance claim: Ensure safety and document the scene. […]
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