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Accident forgiveness is not a standalone policy but an added benefit that may be included in your auto coverage or offered as a purchasable upgrade. Its core purpose is to shield you from a rate increase after your first at-fault accident. Without this feature, even a minor accident could impact your premium for several years, […]

When it comes to insurance, the adage “you get what you pay for” typically holds true. The price you pay for insurance can directly reflect the coverage you receive. While opting for the cheapest policy available might be tempting, this approach can leave you vulnerable to significant financial risks. Meeting with an insurance professional or […]

As a responsible vehicle owner, you’re likely aware of the importance of auto insurance and state minimum coverage. These policies can fulfill an essential role as you seek to manage your finances and maintain fiscal stability. Furthermore, they may often be required by law. However, while most states impose legal mandates regarding auto insurance, you […]

Your business faces consistent and constant risks and exposures, and failing to account for them with adequate loss control measures could have dire ramifications. Fortunately, many types of insurance can be valuable commodities, allowing your company to pursue innovation and grow toward its goals while maintaining financial security and peace of mind. Still, while business […]

from Licona Insurance Group Welcome to our new blog, established January 2021. We are eager to share with you the many things that we have learned over our 50 years in the insurance industry. This blog aims to be a resource for commercial and personal insureds alike to further familiarize themselves with the insurance industry […]